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2020 and Upcoming Presidential Election

2020 so far: health crisis, financial crisis, race crisis, and now a bitterly partisan upcoming Presidential Election. "If you spend more than 13 minutes analyzing economic and market forecasts, you've wasted 10 minutes." - Peter Lynch The media is pounding you and I with new "market forecasts" based on who takes the White House in November. I have had conversations with many of you over the last few months regarding the upcoming . . .
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TOGETHER

These are challenging times for everyone.  I am eager for things to get back to “normal” just as you are.  We will get there.  Many of the things we enjoy most are not available right now, such as traveling, going to church, little league baseball, or just dinner out with family and friends.  My wife Kellie has done a great job homeschooling the boys as I know many of you are doing as well.  Based on the nightly reports I receive, I think the greatest te
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Avoiding COVID-19 Scams

Scammers, fraudsters, and other criminals are taking advantage of rapidly changing data and facts associated with COVID-19, both in the workplace and in our homes. Government agencies, corporations, and news outlets continue to warn individuals to be mindful of increased fraudulent activities during these uncertain times. These scams, which can be sent via email, text message, and social media claim to provide COVID-19 updates, sell products, ask for charitable donations, or reference government
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Market Update

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Coronavirus Update

February 3, 2020I hope you and your family are off to a good start in 2020 and have avoided the flu that is rampant.On Friday, January 17th, after a spectacular run up that started the day after Christmas 2018, the S&P 500 index closed at 3,329.62.  Two weeks later to the day - last Friday, January 31st- the Index closed a little over 3% lower at 3,225.52.  (more than half the damage was done on Friday). We have been "invited" by the financial media to suspect that t
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2019 In Review

“This is 2020” sounds like something only Barbara Walters can say.  From my family to yours, Happy New Year!  As I reflect on 2019, the word that comes to mind is “gratitude”.  There are so many benefits of practicing gratitude; it evokes a healthy state of mind, and we are what we think. “The root of joy is gratefulness.  It is not joy that makes us grateful; it is gratitude that makes us joyful.” -David Steindl-Rast "Rejoic
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Media Fast

I receive a daily email from a well-known financial media outlet and was struck by recent contrasting headlines . . .
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Estate Planning is Not Just For the Wealthy

To me, there is no clear benchmark for the word “wealthy”.  It means something different to almost anyone you ask.  To me, wealth is about much more than money. True wealth is measured by how much freedom that money buys and how much fulfillment you have in your life.  What I’m saying is, if you are reading this right now, estate planning is something that you must be doing. Now that we have covered the definition of wealthy and that it includes all of you.&
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Advice from Lou Holtz

Lou Holtz once said, “Life is ten percent what happens to you and ninety percent how you respond to it.” I’d like to tell you a story about a close family friend. Ryan Burt is a great kid that lives across the street and serves as my boys’ unofficial “big brother”.  My boys have grown up playing baseball, basketball, riding the golf cart, wresting, and catching frogs with their “Ryno”. After a great sophomore season on the mound and
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Happy New Year!

From our family to yours, Happy New Year! I hope you had a wonderful holiday season celebrating Christmas and the New Year with family and friends.  The big excitement in our household Christmas morning was the addition of Molly!Two thousand eighteen was perhaps the strangest year I’ve experienced in my career as a financial advisor. Most importantly, it was one of the truly great years in the history of the American economy, and by far the best one since the global financial crisis o
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Emotion vs. Reality

The recent market changes may have some of you concerned about your portfolio. In a market decline, that’s where we work the hardest not on ways to keep the decline from happening rather keeping you from making key mistakes. The results of research done by Dalbar Inc., a company which studies investor behavior and analyzes investor market returns, consistently show that the average investor earns below-average returns.For the twenty years ending 12/31/2015, the S&P 500 I
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Coach Pitch Baseball and Investing

I hope this letter finds you and your family well. As for our family, we have been busy at the ballfields which has been fun. Late nights, dirty uniforms, and lots of concession stands for supper! I’m helping coach Ross and Reid’s team and have been reminded of some simple truths that apply to coach pitch baseball and long-term investment success.
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2017 In Review

It's hard to believe another year has come and gone.  2017 was an exciting year both professionally and personally for me.  Professionally, we have continued to expand the number of clients we are able to serve while increasing our support staff to make sure that you are well taken care of. In July, Kellie and I were excited to welcome our son Cole into the family.  My son Reid made the following comment on an ice cream run to Dollar General recently, “Dad, it feels li
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How Long Do You Keep Important Documents?

Knowing which financial and personal paperwork to keep or toss is very important. Here’s a suggested timeline for keeping/shredding documents. Documents which should be kept indefinitely – in a secure location: Birth/death...
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Blessed Independence

As we approach the celebration of our independence as a nation, we want to take a moment and reflect on how truly blessed we are to live in this great nation in a time such as this.
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Enhanced Statements

We are proud to share some great news from our broker/dealer – LPL Financial. As you may know, LPL produces and delivers your monthly and quarterly statements. Recently, LPL improved those statements to make them easier to use....
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