
I am now learning (as many of you have already learned) that raising pre-teens and teenagers can be about as unpredictable as it gets. Kellie and I officially have 2 middle schoolers in our house. While raising kids is a tremendous blessing, you never know what’s coming next. Speaking of things being unpredictable, major investment firms’ predictions were lousy in terms of where they predicted the S&P 500 to be at the end of 2022:
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